State Financial Aid

Pennsylvania Residents

KeystonePLUS^SM for Graduates

KeystonePLUS^SM is a program run by the Pennsylvania Higher Education Assistance Agency (PHEAA) to help make graduate school more affordable for students. The program offers student loans to eligible Pennsylvania residents who attend graduate school at any Department of Education approved institution.

KeystonePLUS^SM for Graduates offers low-rate loans for eligible students with the advantage of special rebates and interest rate reductions for Direct Debit payments. To learn more, visit the PHEAA website.

New Jersey Residents

New Jersey College Loans to Assist State Students (NJ CLASS)

The NJ CLASS program enables the student to apply with or without a co-signer as long as the income and credit requirements for the loan are met. The loan has a fixed, simple interest rate for the life of the loan. NJCLASS offers various different repayment options for principal and interest.

You must be a New Jersey resident to be eligible for this loan. You must be processed for a Stafford Loan first. For an application or further information, visit the New Jersey Higher Education Student Assistance Authority (HESAA) website or call the NJ CLASS Program at (800) 792-8670 or the USP Financial Aid Office.

Delaware Residents

Delaware Higher Education Commission

The Delaware Department of Education's Higher Education Commission oversees a variety of scholarship and loan programs for Delaware residents seeking professional education and advanced degrees, especially in health care and medicine. For more information, contact the Commission at (302) 577-5240 or visit the Commission's website.

For additional state financial aid opportunities, contact USP's Financial Aid Office directly at (215) 596-8894.